PRIVACY POLICY

This FLHealthStore Privacy Policy discloses the information privacy practices for the website (with the URL of either www.flhealthstore.com) that you are currently visiting.

Throughout the policy, we refer to information that can identify you as a specific individual, such as your name, phone number, email address, Social Security number or credit card number, as "personal information." Further, personal information includes any information involving your health or medical history.

If you submit an application for an insurance product offered by us, then we will disclose your personal information to your chosen insurance company to process your application. If you submit an application for an insurance product offered through an insurance agent or agency with whom we have associated, then we may disclose your personal information to that agent or agency to process your requested quote or application. If you complete an enrollment form for a health savings account ("HSA") offered through an authorized HSA trustee or administrator with whom we have associated, then we may disclose your personal information to that trustee or administrator to enroll you in an HSA. Please be assured that these partners are only allowed to use your personal information to process your requested quote, application or enrollment form and are contractually obligated to maintain strict confidentiality.

Service Providers.

We may disclose your personal information to other companies that help us process or service your insurance application or correspond with you. For example, we may provide your personal information to a service provider to verify the validity or credit limit of your credit card. Please be assured that the companies we hire to process or service your insurance application or correspond with you are not allowed to use your personal information for their own purposes and are contractually obligated to maintain strict confidentiality.

Legal Obligations.

We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.

1. 1. We collect personal information in the normal course of business in order to process your insurance application and to serve you better.
   • Applying for Health Insurance and Other Products. If you apply for a health insurance or other product through our website, we may ask you to provide us with personal information and/or health information relating to you and any family member who will be included on your application. This information will be used by your chosen insurance company, agent or HSA trustee or administrator to process your application. Additionally, we may ask you to provide us with credit card or bank information, which will be used by your chosen insurance company or HSA Trustee or Administrator to process your application or collect any fees associated with your application or insurance premiums upon approval of your application.
   • Providing you with a quote or processing your application. We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, emails will be sent to you throughout the application process to inform you of the status of your application and to seek additional information that is requested as part of the application.
   • Customer satisfaction, referrals and other products. We or our wholly-owned subsidiaries may contact you to survey your satisfaction of our service, refer our products and services to other people, and/or to inform you of additional products and services. You may opt out of receiving these additional communications from us by following the opt-out procedures below.
2. 2. We gather anonymous information about you for our internal purposes, and we may share this anonymous information with third parties.
   • Anonymous information is any information that does not personally identify you, including aggregate demographic information such as the number of visitors to our website from a particular state.
   • We use anonymous information primarily for marketing purposes and to improve the services we offer you.
   • We may use "Cookies," "Clear Gifs," "Internet Protocol" addresses and other monitoring technologies to gather anonymous information. For a more detailed discussion on cookies and clear gifs, please see below.
3. 3. We protect the confidentiality and security of your personal information.
   • We maintain physical, electronic and procedural safeguards to protect your personal information. For a more detailed discussion of the electronic safeguards on our website, please see below.
4. 4. We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date.
   • If you want to correct or update your contact information, you may contact us by email at support@thehealthinsurancestore.com or by mail at Customer Service, FLHealthStore.com, 39 E. Prospect Rd, Oakland Park, FL 33334.
   • Please note that once your application has been submitted to your chosen health insurance company, you may have to contact the insurance company directly to update your application.
5. 5. We are available to answer any questions you may have about our privacy policy or our information privacy practices.
   • If you have any questions, please email us at Support@thehealthinsurancestore.com.
6. 6. This privacy policy applies to this FLHealthStore website, and may not apply to other websites that are owned and/or operated by FLHealthstore.
   • The information privacy practices described in this privacy policy apply only to applications initiated on this website. Accordingly, all of the personal information you submit to us after initiating an application on this website shall be governed by this privacy policy. Additionally, all of the anonymous information collected from this website shall be governed by this privacy policy.